A plan for a lighter tomorrow
Put your debts in one place, compare strategies, and find a monthly payment that moves you forward.
Payoff priority
Highest APR first. For equal APRs, the smaller balance goes first. Starting order is based on the balances and APRs entered. Minimums are paid first; the forecast recalculates priority as balances change.
Includes all minimum payments plus any extra you want to put toward debt.
Debt-free in
2y 10m
Total interest
$5,285
Avalanche puts extra payments toward the highest APR first. Freed-up payments roll into the next debt; your total monthly budget stays the same.
Fixed APRs, monthly compounding, payments at month end, and no fees or new borrowing. Minimums stay fixed until a debt is cleared. This estimate excludes promotional rates and prepayment penalties.