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A plan for a lighter tomorrow

Your path out of debt.

Put your debts in one place, compare strategies, and find a monthly payment that moves you forward.

PLUS · DEMO

Your debts

Payoff priority

Highest APR first. For equal APRs, the smaller balance goes first. Starting order is based on the balances and APRs entered. Minimums are paid first; the forecast recalculates priority as balances change.

Credit card · Payoff order 1
Priority 1Extra payments target this debt first
Personal loan · Payoff order 2
Priority 2
Auto loan · Payoff order 3
Priority 3

Includes all minimum payments plus any extra you want to put toward debt.

Your payoff outlook

Debt-free in

2y 10m

Total interest

$5,285

Starting debt balance$34,600
$34,600Remaining balance
Projected debt balance
Month 0Month 34 · Debt free

Avalanche puts extra payments toward the highest APR first. Freed-up payments roll into the next debt; your total monthly budget stays the same.

Compare your strategies

Debt payoff strategy comparison
StrategyPayoffInterest
avalanche2y 10m$5,285
snowball2y 10m$5,285
Highest balance2y 11m$7,073

Fixed APRs, monthly compounding, payments at month end, and no fees or new borrowing. Minimums stay fixed until a debt is cleared. This estimate excludes promotional rates and prepayment penalties.